Anyone can contact their lender and try and negotiate a modification of their mortgage debt, in fact we encourage people to do this first. You have every right to do it and if you can succeed without our help you will save yourself some money.
Most people however find that trying to handle a modification on their own is a stressful and time consuming proposition. Why?
Lenders are difficult for two primary reasons: first, you will get strikingly different answers from different customer service representatives every time you contact your lender, once you have finally worked your way to the right person; and second, each of the departments are not set up to assist you unless you already know precisely what they want. To get the best loan modification agreement with your lender, you need industry insight, persistence and experienced legal assistance.
In addition, if you do get through to someone helpful and knowledgeable you will likely not know the terminology and legal issues that underly these transactions. At Liput Law Offices PC we have even more success because we are mortgage industry insiders, not just lawyers in general practice, not even just bank lawyers, we have lived and worked inside the mortgage industry and know the language, the terminology, the documents, and the methods to get what you need from your lender. Frankly, if we cannot get you a result no one can. Its like having a bank insider working for you.
Want more proof that banks are making it diffcult for consumers to get help on their own? Click on this link and find out how a United States Congresswoman spent 2 hours on the phone for her constituents trying to get information on their loan modification and got nowhere.
http://www.consumerwarningnetwork.com/2009/01/26/foreclosure-help-run-around/
Still not convinced?
Here are the top four reasons that using a law firm like Liput Law Offices is a good idea:
1. Liput Law Office Attorneys know your needs.
A loan modification expert will examine your case from a keen mortgage indsutry and legal perspective. He or she will know the right way to contact your lender, and they’ll help you prepare your application for more expedient and thorough processing. When we present your case, we’ll be armed with years of experience as well as all the supporting documents and mandatory negotiation techniques.
2. Liput Law Offices Attorneys achieve the best Loan Modification Settlements.
Lenders will take your case seriously when you have a legal professional working hard for you. Essentially, your loan modification attorney will be working hard for you. Because they can use legal information as negotiation points and leverage, the modifications the lawyers can achieve will much better than what you can get on your own.
3. Liput Law Offices Attorneys have long-term relationships.
We all worked inside the mortgage industry and have years of experience talking to other bank employee, management, legal and otherwise. We know the leneders and the loan servicers, and we have worked with them many times in the past. When we contact them, in many cases we are talking to people who already know us and our work. Some of our attorneys are on a first name basis with their counterparts at banks and servicers.
4. Liput Law Offices Attorneys buy you time.
When you attempt a loan modification on your own, you will be passed around from one department to another without really moving forward or making any progress towards your loan modification. And if you’re already facing foreclosure with your current home, you can’t afford to waste time. A loan modification lawyer can stop foreclosure even while it’s under way as well as its before underway. This will give you more time to recover your financial well being while your team of lawyers works on saving your home.
Our team of professionals, attorneys and mortgage industry experts, have an average of more than 10 years experience, and our senior partner and senior mortgage modification paralegal have more than 20 years experience in law and mortgages. No other loan modification company can make a claim like that.
We offer clients 24 hour access to their file status via a portal on this website to provide up to date infrmation on the progess of this lengthy process, to ease fears and concerns.
Our in-house software analyizes your situation and generates the proper forms and documentation lenders and their processors and decision makers need to properly and timely evaluate your modification request.
Call us today at 1-973-883-0333 or fill out our free consultation page and email us and one of our experts will get back to you within 24 hours. We're waiting to help you!
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